Send money home that builds capital, instead of losing to inflation.
Here's what $1,000 in tenge and $1,000 in an S&P 500 tracker look like after five years.
Both lines show real purchasing power: nominal prices deflated by local inflation. Red: KZT/USD weekly close compounded with Kazakhstan CPI (20.3% in 2022). Green: SPY weekly close deflated by US CPI (~23% cumulative since 2021).
See the full methodology →Buy USDC anywhere. Build the portfolio in Tumar.
Diaspora buys USDC through any exchange that accepts a card - Binance, Bybit, Coinbase, Phantom's onramp. One tap sends it to the family vault in Kazakhstan, auto-allocated to the target mix. The family never researches xStocks.
Card-buy USDC on Binance, Bybit, Coinbase, or Phantom's onramp. Any virtual Mastercard - S1lkPay is one option - works as the funding card.
USDC, PUSD, KZTE on Solana · Jupiter routes into SPYx, NVDAx, jitoSOL per the family's target mix.
Tokenized real-world assets, not synthetic exposure.
xStocks are SEC-equivalent claims on real shares held by Backed. KZTE is a tenge stablecoin. PUSD is a Sharia-compliant USD stablecoin with non-freezable contracts and ISAE 3000 attested reserves. jitoSOL is staked SOL with MEV-boosted yield. The same vault architecture extends to tokenized real estate as issuers come online.
SEC-equivalent claim on real shares held 1:1 by Backed (Liechtenstein, FMA-supervised).
Tenge stablecoin. 1:1 reserve-backed, redeemable by licensed issuer inside Kazakhstan.
Liquid staked SOL. Validator yield plus Jito MEV rebates, transferrable as an SPL token.
Non-freezable USD stablecoin on Solana (Token-2022). Cash + commodity murabaha + sukuk reserve, monthly ISAE 3000 attestations. No admin key, no blacklist, no pause - once it's in the vault, no third party can revoke it.
Performance, fees, liquidity. The actual numbers, per chain, today.
Your SPY can work for you.
xStocks aren't locked away. They're SPL tokens that plug into every Solana primitive. Post SPYx as collateral on Kamino, earn yield on MarginFi, provide liquidity on Orca. One vault, the full DeFi stack.
The family keeps SPY exposure, the vault keeps the upside, the loan pays school fees. xStocks are SPL tokens, so any Solana DeFi primitive works the same way.
KYC at the asset, not the wallet.
xStocks issuer Backed handles KYC at mint. Tumar vaults are permissionless at the PDA layer but honor issuer-level restrictions. Sanctions and geographic controls live where they belong: at the asset issuer, not the custody layer.
Holders verified at issuance. Accredited-only rules enforced at mint and redemption.
No custodian, no desk. Anyone can open a family vault. Tumar never holds keys.
OFAC, EU, UK screening happens at xStock mint, KZTE issuance, and PUSD mint/redeem - upstream of the vault. Once tokens land, no admin function can claw them back.
Each asset issuer enforces jurisdictional eligibility. Vaults respect the issuer's allowlist.